Another credit card post

I’ve not done a sponsored post in quite a while now, and since I’ve got a lot more free time now at least until I find myself a job I thought I might as well make a new one.

This one is relevant to me as it allows me to express my general view on credit cards which I see as a tool, and don’t really have a regular need for which is why I decided to get a random pre-paid card which I can use when ordering online which won’t accept the debit card provided by my bank or paypal/google checkout. So far I’ve not used it but you never know, the only problem I have with it is the fact that they take a £3.50 loading fee.

Now I could apply for a CC from my bank or anywhere else after having various compared credit cards, but I like the idea of using a prepaid card for certain things, because they’re disposable and if I get ripped off there is no chance of someone cleaning out my bank account.
Obviously certain people are interested in balance transfer credit cards but that mainly applies to people who have cards and want to switch.

So in conclusion: I view credit cards as a tool to purchase stuff which I want and can afford, mainly for online ordering rather than something to borrow against and then pay off later. I guess that’s an extremely responsible attitude to have as a 19 year old, and I doubt it’ll change.

Note: This post was sponsored by www.cardguide.co.uk